{"id":5589,"date":"2023-09-04T11:24:19","date_gmt":"2023-09-04T11:24:19","guid":{"rendered":"https:\/\/www.ku.edu.bh\/?page_id=5589"},"modified":"2026-08-13T11:21:56","modified_gmt":"2026-08-13T08:21:56","slug":"msc-in-digital-finance-and-fintech","status":"publish","type":"page","link":"https:\/\/www.ku.edu.bh\/ar\/msc-in-digital-finance-and-fintech\/","title":{"rendered":"\u0645\u0627\u062c\u0633\u062a\u064a\u0631 \u0627\u0644\u0639\u0644\u0648\u0645 \u0641\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0631\u0642\u0645\u064a \u0648\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627 \u0627\u0644\u0645\u0627\u0644\u064a\u0629"},"content":{"rendered":"<div id=\"fws_6a85e00e86860\"  data-column-margin=\"default\" data-midnight=\"light\" data-top-percent=\"13%\" data-bottom-percent=\"13%\"  class=\"wpb_row vc_row-fluid vc_row full-width-section vc_row-o-equal-height vc_row-flex parallax_section top_padding_tablet_20pct bottom_padding_tablet_25pct\"  style=\"padding-top: calc(100vw * 0.13); padding-bottom: calc(100vw * 0.13); \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"true\"><div class=\"inner-wrap row-bg-layer using-image\" ><div class=\"row-bg viewport-desktop using-image using-bg-color\" data-parallax-speed=\"fast\" style=\"background-image: url(https:\/\/www.ku.edu.bh\/wp-content\/uploads\/2023\/04\/College-of-Business-Administration.png); background-position: center center; background-repeat: no-repeat; background-color: #0b473a; \"><\/div><\/div><div class=\"row-bg-overlay row-bg-layer\" style=\"background-color:rgba(36,69,168,0.9);  opacity: 0.95; \"><\/div><\/div><div class=\"row_col_wrap_12 col span_12 light left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col centered-text no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a85e00e874ec\" data-midnight=\"\" data-column-margin=\"none\" class=\"wpb_row vc_row-fluid vc_row inner_row  bottom_padding_tablet_20px\"  style=\"padding-bottom: 60px; 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padding-bottom: 3%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column has-animation no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"fade-in\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4>\u0627\u0644\u0645\u0642\u062f\u0645\u0629<\/h4>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<p class=\"p1\">The world economy is rapidly changing, and the financial sector is no exception. Artificial intelligence, cloud computing, the internet of things, blockchain, and other new technologies are disrupting the traditional ways of doing things. As a result, there is a growing demand for professionals with the skills and knowledge to apply these technologies to finance.<\/p>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4>\u0647\u064a\u0643\u0644 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c<\/h4>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<p class=\"p1\">Our MSc in Digital Finance and Financial Technology (Fintech) is designed to give you the skills and knowledge you need to succeed in this rapidly changing field. We will teach you how to use cutting-edge technologies to solve real-world financial problems. You will also develop the critical thinking and problem-solving skills that are essential for success in this field.<\/p>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<p class=\"p1\">Customized for Engaged Professionals: Crafted with the busy executive in consideration, our program presents a versatile fusion of learning methodologies. Seamlessly transitioning between adaptable and hands-on learning, it harmonizes digital and in-person student experiences. This approach guarantees that your learning journey harmonizes with your work obligations, granting you the adaptability to thrive in both arenas.<\/p>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t\t<div id=\"tab-program-aims\" data-tab-icon=\"\" class=\"wpb_tab ui-tabs-panel wpb_ui-tabs-hide clearfix\">\n\t\t\t\t<div id=\"fws_6a85e00e8dc6e\" data-midnight=\"\" data-column-margin=\"90px\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex vc_row-o-content-middle right_padding_50px\"  style=\"padding-top: 3%; padding-bottom: 3%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column has-animation no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"fade-in\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4><strong>\u0623\u0647\u062f\u0627\u0641 \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c<\/strong><\/h4>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Develop students&#8217; ability to have professional knowledge and understanding of digital finance.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Provide students with professional-level skills in dealing, analysing, and managing digital finance business.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Cultivate the ability to conduct rigorous research and utilize specialized analytical skills to solve complex problems within the realm of digital finance.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Develop the student\u2019s appreciation of ethics in digital finance practice.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>\u062a\u0637\u0648\u064a\u0631 \u0643\u0641\u0627\u0621\u0629 \u0627\u0644\u0637\u0644\u0628\u0629 \u0641\u064a \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u062c\u0645\u0627\u0639\u064a \u0648\u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0648\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0648\u0627\u0635\u0644.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t\t<div id=\"tab-learning-outcomes\" data-tab-icon=\"\" class=\"wpb_tab ui-tabs-panel wpb_ui-tabs-hide clearfix\">\n\t\t\t\t<div id=\"fws_6a85e00e8f805\" data-midnight=\"\" data-column-margin=\"90px\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex vc_row-o-content-middle right_padding_50px\"  style=\"padding-top: 3%; padding-bottom: 3%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4><strong>\u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0648\u0627\u0644\u0641\u0647\u0645<\/strong><\/h4>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Demonstrate a critical understanding of the finance and banking industry&#8217;s conceptual framework, theories, and regulations.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Demonstrate a critical knowledge and understanding of the current issues in digital finance.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4><strong>\u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c<\/strong><\/h4>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Demonstrate originality in applying the appropriate financial techniques to make decisions in different areas of digital finance.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Apply standard and specialized research methods and investigative techniques in the different areas of digital finance.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4><strong>\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0641\u0643\u064a\u0631 \u0627\u0644\u0646\u0642\u062f\u064a <\/strong><\/h4>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Critically analyze and assess the output of digital financial techniques and tools for problem-solving and decision-making.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Demonstrate professional levels of recognition and interpretation of the recent developments in digital finance and review research articles.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Critically analyze research data in the different areas of digital finance.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4><strong>\u0627\u0644\u0645\u0647\u0627\u0631\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629 \u0648\u0627\u0644\u0645\u0646\u0642\u0648\u0644\u0629 <\/strong><\/h4>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Demonstrate Professional use of oral and written communication skills to present financial reports.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Display ethical behavior and cultural sensitivity in dealing with academic and practical issues related to businesses, finance, and society at large.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t\t<div id=\"tab-courses-themes\" data-tab-icon=\"\" class=\"wpb_tab ui-tabs-panel wpb_ui-tabs-hide clearfix\">\n\t\t\t\t<div id=\"fws_6a85e00e92114\" data-midnight=\"\" data-column-margin=\"90px\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex vc_row-o-content-top right_padding_50px\"  style=\"padding-top: 3%; padding-bottom: 3%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4>\u0645\u0648\u0627\u0636\u064a\u0639 \u0627\u0644\u0645\u0642\u0631\u0631\u0627\u062a<\/h4>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<p style=\"padding-left: 40px;\">\u2022 The Future of Finance<br \/>\n\u2022 Artificial Intelligence in Finance<br \/>\n\u2022 Cloud Computing in Finance<br \/>\n\u2022 The Internet of Things in Finance<br \/>\n\u2022 Blockchain in Finance<br \/>\n\u2022 Data Science for Finance<br \/>\n\u2022 Financial Modeling<br \/>\n\u2022 Risk Management<br \/>\n\u2022 Compliance<br \/>\n\u2022 Entrepreneurship<\/p>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t\t<div id=\"tab-career-opportunities\" data-tab-icon=\"\" class=\"wpb_tab ui-tabs-panel wpb_ui-tabs-hide clearfix\">\n\t\t\t\t<div id=\"fws_6a85e00e93526\" data-midnight=\"\" data-column-margin=\"90px\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex vc_row-o-content-top right_padding_50px\"  style=\"padding-top: 3%; padding-bottom: 3%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4>\u0627\u0644\u0645\u0633\u062a\u0642\u0628\u0644 \u0627\u0644\u0648\u0638\u064a\u0641\u064a \u0648\u0627\u0644\u0645\u0647\u0646\u064a<\/h4>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<p><strong>Potential career opportunities for graduates from the MSc. in Digital Finance and Financial Technology program:<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Financial Technology (Fintech) Companies:<\/strong> Graduates can pursue roles in Fintech companies that specialize in developing and implementing innovative digital solutions for financial services. This can include positions such as Fintech Analyst, Product Manager, Digital Payments Specialist.<\/p>\n<p><strong>Financial Institutions:<\/strong> Traditional financial institutions, including banks, investment firms, and insurance companies, are increasingly incorporating digital finance and technology into their operations. Graduates can explore roles such as Digital Strategist, Financial Analyst, Risk Manager, or Compliance Officer with a focus on technology-driven finance.<\/p>\n<p><strong>Consulting Firms:<\/strong> Consultancies that specialize in finance, digital transformation, or technology advisory often seek experts in digital finance and financial technology. Graduates can work as Financial Technology experts, Digital Transformation Specialists, Financial Analysts.<\/p>\n<p><strong>Startups:<\/strong> The startup ecosystem presents opportunities for graduates to join early-stage companies that are disrupting the financial industry through technological innovations. Roles such as Product Manager, Business Development Manager, or Data Analyst can be found in FinTech startups.<\/p>\n<p><strong>Regulatory and Compliance:<\/strong> With the evolving landscape of digital finance, there is a growing need for graduates who understand both financial regulations and technology. Graduates can pursue careers as Regulatory Compliance Analysts, Risk Managers, or Compliance Officers in regulatory bodies or financial services firms.<\/p>\n<p><strong>Academic and Research Institutions: <\/strong>Graduates may choose to contribute to the field through research and academia. They can pursue roles as researchers, lecturers, or further their academic pursuits by pursuing doctoral degrees.<\/p>\n<p><strong>Entrepreneurship:<\/strong> Some graduates may decide to start their own ventures in the digital finance space, leveraging their knowledge and skills to develop innovative financial technology solutions or platforms.<\/p>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t\t<div id=\"tab-learning-path\" data-tab-icon=\"\" class=\"wpb_tab ui-tabs-panel wpb_ui-tabs-hide clearfix\">\n\t\t\t\t<div id=\"fws_6a85e00e94a05\" data-midnight=\"\" data-column-margin=\"90px\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex vc_row-o-content-top right_padding_50px\"  style=\"padding-top: 3%; padding-bottom: 3%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4>\u0645\u0633\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u0639\u0644\u0645<\/h4>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ol>\n<li>Doctoral Studies (Ph.D.) in a related field such as\n<ul>\n<li>Finance<\/li>\n<li>Banking<\/li>\n<li>Financial Technology<\/li>\n<li>\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0639\u0645\u0627\u0644<\/li>\n<\/ul>\n<\/li>\n<li>Professional Certifications:\n<ul>\n<li>Certified FinTech Professional (CFP)<\/li>\n<li>Certified Blockchain Professional (CBP)<\/li>\n<li>Certified Digital Payments Specialist (CDPS)<\/li>\n<li>Certified Financial Data Analyst (CFDA)<\/li>\n<li>Certified Risk Management in FinTech (CRMF)<\/li>\n<li>Certified Digital Banking Consultant (CDBC)<\/li>\n<li>Certified Financial Compliance Officer (CFCO)<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t\t<div id=\"tab-graduation-requirements\" data-tab-icon=\"\" class=\"wpb_tab ui-tabs-panel wpb_ui-tabs-hide clearfix\">\n\t\t\t\t<div id=\"fws_6a85e00e96065\" data-midnight=\"\" data-column-margin=\"90px\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex vc_row-o-content-top right_padding_50px\"  style=\"padding-top: 3%; padding-bottom: 3%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4><strong>\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u062a\u062e\u0631\u062c<\/strong><\/h4>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Successful completion of 24 Credit Hours plus Thesis completion.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>\u0627\u0644\u062d\u0635\u0648\u0644 \u0639\u0644\u0649 \u0645\u0639\u062f\u0644 \u062a\u0631\u0627\u0643\u0645\u064a 3.0 \u0623\u0648 \u0623\u0643\u062b\u0631.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t\t<div id=\"tab-program-accreditations\" data-tab-icon=\"\" class=\"wpb_tab ui-tabs-panel wpb_ui-tabs-hide clearfix\">\n\t\t\t\t<div id=\"fws_6a85e00e97738\" data-midnight=\"\" data-column-margin=\"90px\" class=\"wpb_row vc_row-fluid vc_row inner_row vc_row-o-equal-height vc_row-flex vc_row-o-content-top right_padding_50px\"  style=\"padding-top: 3%; padding-bottom: 3%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4><strong>\u0627\u0639\u062a\u0645\u0627\u062f\u0627\u062a \u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c<\/strong><\/h4>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li><span class=\"ui-provider gp b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">\u0627\u0644\u0628\u0631\u0646\u0627\u0645\u062c \u0645\u0633\u0643\u0646 \u0639\u0644\u0649 \u0627\u0644\u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u062a\u0627\u0633\u0639 \u0641\u064a \u0627\u0644\u0627\u0637\u0627\u0631 \u0627\u0644\u0648\u0637\u0646\u064a \u0644\u0644\u0645\u0624\u0647\u0644\u0627\u062a<\/span><\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<ul>\n<li>Chartered Management Institute (CMI), UK.<\/li>\n<\/ul>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<\/div>\n\n\n\n\n\t\t\t<\/div> \n\t\t<\/div> \n\t<\/div> \n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n\n\t<div style=\"\" class=\"vc_col-sm-4 wpb_column column_container vc_column_container col no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\" data-using-bg=\"true\" data-border-radius=\"10px\" data-shadow=\"medium_depth\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #ffffff;\"><\/div><\/div>\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a85e00e994cd\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div style=\"\" class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column centered-text no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"  data-using-bg=\"true\" data-border-radius=\"10px\" data-padding-pos=\"all\" data-has-bg-color=\"true\" data-bg-color=\"#ffffff\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" ><div class=\"column-bg-overlay-wrap column-bg-layer\" data-bg-animation=\"none\"><div class=\"column-bg-overlay\" style=\"opacity: 1; background-color: #ffffff;\"><\/div><\/div>\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element  vc_custom_1693827859741\" >\n\t<h4>\u0627\u0644\u0633\u0627\u0639\u0627\u062a \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629<\/h4>\n<h5>30 \u0633\u0627\u0639\u0629<\/h5>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"margin-top: 25px; height: 1px; margin-bottom: 25px;\" data-width=\"100%\" data-animate=\"\" data-animation-delay=\"\" data-color=\"default\" class=\"divider-border\"><\/div><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4>\u0627\u0644\u0645\u062f\u0629<\/h4>\n<h5>1.5 \u0633\u0646\u0629<\/h5>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"margin-top: 25px; height: 1px; margin-bottom: 25px;\" data-width=\"100%\" data-animate=\"\" data-animation-delay=\"\" data-color=\"default\" class=\"divider-border\"><\/div><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4>\u0627\u0644\u0644\u063a\u0629<\/h4>\n<h5>\u0627\u0644\u0625\u0646\u062c\u0644\u064a\u0632\u064a\u0629<\/h5>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"margin-top: 25px; height: 1px; margin-bottom: 25px;\" data-width=\"100%\" data-animate=\"\" data-animation-delay=\"\" data-color=\"default\" class=\"divider-border\"><\/div><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4>\u0646\u0648\u0639 \u0627\u0644\u062f\u0631\u0627\u0633\u0629<\/h4>\n<h5>\u0641\u064a \u0627\u0644\u062d\u0631\u0645 \u0627\u0644\u062c\u0627\u0645\u0639\u064a<\/h5>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"margin-top: 25px; height: 1px; margin-bottom: 25px;\" data-width=\"100%\" data-animate=\"\" data-animation-delay=\"\" data-color=\"default\" class=\"divider-border\"><\/div><\/div>\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h4>\u0646\u0648\u0639 \u0627\u0644\u062d\u0636\u0648\u0631<\/h4>\n<h5>\u062f\u0648\u0627\u0645 \u0643\u0627\u0645\u0644<\/h5>\n<\/div>\n\n\n\n<div class=\"divider-wrap\" data-alignment=\"default\"><div style=\"margin-top: 25px; height: 1px; margin-bottom: 25px;\" data-width=\"100%\" data-animate=\"\" data-animation-delay=\"\" data-color=\"default\" class=\"divider-border\"><\/div><\/div><a class=\"nectar-button jumbo regular accent-color  regular-button\"  role=\"button\" style=\"margin-bottom: 30px; \" target=\"_blank\" href=\"#pre%20registration%20form\" data-color-override=\"false\" data-hover-color-override=\"false\" data-hover-text-color-override=\"#fff\"><span>\u0633\u062c\u0644 \u0627\u0644\u0622\u0646<\/span><\/a>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t\t<\/div> \n\t\t<\/div>\n\t<\/div> \n<\/div><\/div>\n\t\t<div id=\"fws_6a85e00e9c0be\"  data-column-margin=\"default\" data-midnight=\"dark\" data-top-percent=\"6%\" data-bottom-percent=\"6%\"  class=\"wpb_row vc_row-fluid vc_row full-width-content vc_row-o-equal-height vc_row-flex vc_row-o-content-top\"  style=\"padding-top: calc(100vw * 0.06); padding-bottom: calc(100vw * 0.06); \"><div class=\"row-bg-wrap\" data-bg-animation=\"none\" data-bg-animation-delay=\"\" data-bg-overlay=\"false\"><div class=\"inner-wrap row-bg-layer\" ><div class=\"row-bg viewport-desktop\"  style=\"\"><\/div><\/div><\/div><div class=\"row_col_wrap_12 col span_12 dark left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col has-animation no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"grow-in\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a85e00e9ce5f\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"padding-bottom: 2%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n\t<div class=\"wpb_raw_code wpb_raw_html wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<!-- KU CMI FinTech Program Qualification Section \u2014 place before \"Downloadable Documents\" -->\n<section class=\"ku-cmi\" aria-labelledby=\"ku-cmi-title\">\n  <div class=\"ku-cmi__glow ku-cmi__glow--one\" aria-hidden=\"true\"><\/div>\n  <div class=\"ku-cmi__glow ku-cmi__glow--two\" aria-hidden=\"true\"><\/div>\n\n  <div class=\"ku-cmi__container\">\n    <header class=\"ku-cmi__intro\">\n      <figure class=\"ku-cmi__logo-wrap\" aria-label=\"CMI Approved Centre\">\n        <span class=\"ku-cmi__logo-orbit ku-cmi__logo-orbit--one\" aria-hidden=\"true\"><\/span>\n        <span class=\"ku-cmi__logo-orbit ku-cmi__logo-orbit--two\" aria-hidden=\"true\"><\/span>\n        <div class=\"ku-cmi__logo-shine\" aria-hidden=\"true\"><\/div>\n        <img decoding=\"async\" class=\"ku-cmi__logo\" src=\"https:\/\/www.ku.edu.bh\/wp-content\/uploads\/2026\/08\/CMI-Centre-Logo.jpg\" alt=\"Chartered Management Institute Approved Centre\">\n      <\/figure>\n      <div class=\"ku-cmi__eyebrow\">\u0645\u0639\u0647\u062f \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0648\u0627\u0644\u0627\u062f\u0627\u0631\u0629 \u0627\u0644\u0628\u0631\u064a\u0637\u0627\u0646\u064a<\/div>\n      <div class=\"ku-cmi__eyebrow\">CMI Level 7 Qualification<\/div>\n      <h2 id=\"ku-cmi-title\">Graduate with a degree and a prestigious UK professional qualification<\/h2>\n      <p>Kingdom University\u2019s College of Business Administration is an approved Learning Centre of the <strong>\u0645\u0639\u0647\u062f \u0627\u0644\u0642\u064a\u0627\u062f\u0629 \u0648\u0627\u0644\u0627\u062f\u0627\u0631\u0629 \u0627\u0644\u0628\u0631\u064a\u0637\u0627\u0646\u064a (CMI)<\/strong>.<p>\n      \n      <p>Every student who graduates from College of Business Administration BSc or MSc programs, will receive one of the following CMI qualifications:<p>\n    <\/header>\n\n    <div class=\"ku-cmi__cards\">\n      <article class=\"ku-cmi__card ku-cmi__card--fintech\" data-level=\"7\">\n        <span class=\"ku-cmi__card-glint\" aria-hidden=\"true\"><\/span>\n        <div class=\"ku-cmi__icon\" aria-hidden=\"true\">\n          <svg viewbox=\"0 0 24 24\" role=\"img\"><path d=\"M4 19V9m5 10V5m6 14v-7m5 7V3M2 19h20\"\/><\/svg>\n        <\/div>\n        <div class=\"ku-cmi__card-content\">\n          <span class=\"ku-cmi__program\">MSc in Digital Finance &amp; FinTech<\/span>\n          <h3>CMI Level 7 Certificate<\/h3>\n          <p>in Management and Leadership<\/p>\n          <span class=\"ku-cmi__code\">CMI 7C30<\/span>\n        <\/div>\n        <div class=\"ku-cmi__tick\" aria-label=\"Awarded upon graduation\">\u2713<\/div>\n      <\/article>\n    <\/div>\n\n    <div class=\"ku-cmi__assurance\">\n      <div class=\"ku-cmi__seal\" aria-hidden=\"true\">\n        <svg viewbox=\"0 0 24 24\" role=\"img\"><path d=\"M12 2 15 4l3.6.2.2 3.6 2 3-2 3-.2 3.6-3.6.2-3 2-3-2-3.6-.2-.2-3.6-2-3 2-3L8.4 4 12 2Z\"\/><path d=\"m8.5 12 2.2 2.2 4.8-5\"\/><\/svg>\n      <\/div>\n      <div>\n        <h3>Internationally mapped. Quality assured annually.<\/h3>\n        <p>The MSc in Digital Finance and Financial Technology (FinTech) program is accredited by CMI and mapped to the CMI Level 7 qualification. Approval is maintained through annual verification of the mapped program courses, conducted by CMI staff.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<style>\n  .ku-cmi, .ku-cmi * { box-sizing: border-box; }\n  .ku-cmi {\n    --ku-navy: #152d63;\n    --ku-blue: #2947a8;\n    --ku-blue-bright: #4263dc;\n    --ku-gold: #d6a319;\n    --ku-gold-light: #f0cb62;\n    --ku-ink: #17233f;\n    position: relative;\n    isolation: isolate;\n    overflow: hidden;\n    margin: 72px 0;\n    padding: 76px 24px;\n    color: var(--ku-ink);\n    background: linear-gradient(135deg, #0b1c3f 0%, #142f67 52%, #1c4386 100%);\n    border-top: 1px solid rgba(255,255,255,.08);\n    border-bottom: 4px solid var(--ku-gold);\n    font-family: inherit;\n  }\n  .ku-cmi__container { width: min(1120px, 100%); margin: 0 auto; position: relative; z-index: 1; }\n  .ku-cmi__intro {\n    display: flex !important; flex-direction: column !important; align-items: center !important;\n    width: 100%; max-width: 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flex_gap_desktop_10px\"  data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"grow-in\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t\t<div class=\"wpb_wrapper\">\n\t\t\t\t<div id=\"fws_6a85e00e9f31f\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"padding-bottom: 2%; \"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t\n<div class=\"wpb_text_column wpb_content_element\" >\n\t<h2 style=\"text-align: center;\">\u0627\u0644\u0645\u0644\u0641\u0627\u062a \u0630\u0627\u062a \u0627\u0644\u0635\u0644\u0629<\/h2>\n<\/div>\n\n\n\n\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n<\/div><\/div><div id=\"fws_6a85e00ea0019\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"  style=\"\"><div class=\"row-bg-wrap\"> <div class=\"row-bg\" ><\/div> <\/div><div class=\"row_col_wrap_12_inner col span_12  left\">\n\t<div  class=\"vc_col-sm-1\/5 wpb_column column_container vc_column_container col child_column centered-text has-animation no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"fade-in-from-left\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"nectar-fancy-box\" data-style=\"color_box_hover\" data-animation=\"\" data-hover-o=\"default\" data-border-radius=\"default\" data-border=\"\" data-box-color-opacity=\"1\" data-delay=\"\" data-alignment=\"center\" data-color=\"extra-color-3\" ><div class=\"box-inner-wrap\"><div class=\"box-bg\" role=\"presentation\" ><\/div> <div class=\"inner\" style=\"min-height: 200px\"><div class=\"inner-wrap\"><span class=\"im-icon-wrap\" data-color=\"extra-color-3\"><span><svg role=\"presentation\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"50\" height=\"50\" viewbox=\"0 0 32 32\">\n        <path d=\"M31.333 29.333h-30.667c-0.368 0-0.667-0.3-0.667-0.667v-25.333c0-0.367 0.299-0.667 0.667-0.667h30.667c0.367 0 0.667 0.3 0.667 0.667v25.333c0 0.367-0.3 0.667-0.667 0.667zM1.333 28h29.333v-24h-29.333v24zM30.667 9.333h-29.333c-0.368 0-0.667-0.3-0.667-0.667s0.299-0.667 0.667-0.667h29.333c0.367 0 0.667 0.3 0.667 0.667s-0.3 0.667-0.667 0.667zM5.333 6c0 0.368-0.299 0.667-0.667 0.667s-0.667-0.299-0.667-0.667c0-0.368 0.299-0.667 0.667-0.667s0.667 0.299 0.667 0.667zM8 6c0 0.368-0.299 0.667-0.667 0.667s-0.667-0.299-0.667-0.667c0-0.368 0.299-0.667 0.667-0.667s0.667 0.299 0.667 0.667zM10.667 6c0 0.368-0.299 0.667-0.667 0.667s-0.667-0.299-0.667-0.667c0-0.368 0.299-0.667 0.667-0.667s0.667 0.299 0.667 0.667z\"><\/path>\n        <\/svg><\/span><\/span>\n<h4 style=\"text-align: center\">\u0645\u0639\u0627\u064a\u064a\u0631 \u0627\u0644\u0642\u0628\u0648\u0644<\/h4>\n<\/div><\/div>  <a target=\"_blank\" href=\"https:\/\/www.ku.edu.bh\/wp-content\/uploads\/2025\/05\/Master-Degree-Admission-criteria_-MSc.-in-FinTech.pdf\" class=\"box-link\"><\/a><\/div> <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-1\/5 wpb_column column_container vc_column_container col child_column centered-text has-animation no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"fade-in-from-left\" data-delay=\"100\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"nectar-fancy-box\" data-style=\"color_box_hover\" data-animation=\"\" data-hover-o=\"default\" data-border-radius=\"default\" data-border=\"\" data-box-color-opacity=\"1\" data-delay=\"\" data-alignment=\"center\" data-color=\"extra-color-3\" ><div class=\"box-inner-wrap\"><div class=\"box-bg\" role=\"presentation\" ><\/div> <div class=\"inner\" style=\"min-height: 200px\"><div class=\"inner-wrap\"><span class=\"im-icon-wrap\" data-color=\"extra-color-3\"><span><svg role=\"presentation\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"50\" height=\"50\" viewbox=\"0 0 32 32\">\n        <path d=\"M4.667 9.389c-1.379 0-2.5-1.121-2.5-2.5s1.121-2.5 2.5-2.5 2.5 1.121 2.5 2.5-1.121 2.5-2.5 2.5zM4.667 5.723c-0.643 0-1.167 0.524-1.167 1.167s0.524 1.167 1.167 1.167 1.167-0.524 1.167-1.167-0.524-1.167-1.167-1.167zM29.167 7.611h-20c-0.368 0-0.667-0.3-0.667-0.667s0.299-0.667 0.667-0.667h20c0.367 0 0.667 0.3 0.667 0.667s-0.3 0.667-0.667 0.667zM4.667 16.056c-1.379 0-2.5-1.121-2.5-2.5s1.121-2.5 2.5-2.5 2.5 1.121 2.5 2.5-1.121 2.5-2.5 2.5zM4.667 12.389c-0.643 0-1.167 0.524-1.167 1.167s0.524 1.167 1.167 1.167 1.167-0.524 1.167-1.167-0.524-1.167-1.167-1.167zM29.167 14.277h-20c-0.368 0-0.667-0.3-0.667-0.667s0.299-0.667 0.667-0.667h20c0.367 0 0.667 0.3 0.667 0.667s-0.3 0.667-0.667 0.667zM4.667 22.723c-1.379 0-2.5-1.121-2.5-2.5s1.121-2.5 2.5-2.5 2.5 1.121 2.5 2.5-1.121 2.5-2.5 2.5zM4.667 19.056c-0.643 0-1.167 0.524-1.167 1.167s0.524 1.167 1.167 1.167 1.167-0.524 1.167-1.167-0.524-1.167-1.167-1.167zM29.167 20.944h-20c-0.368 0-0.667-0.3-0.667-0.667s0.299-0.667 0.667-0.667h20c0.367 0 0.667 0.3 0.667 0.667s-0.3 0.667-0.667 0.667zM29.167 27.611h-20c-0.368 0-0.667-0.3-0.667-0.667s0.299-0.667 0.667-0.667h20c0.367 0 0.667 0.3 0.667 0.667s-0.3 0.667-0.667 0.667z\"><\/path>\n        <\/svg><\/span><\/span>\n<h4 style=\"text-align: center\">\u0645\u062a\u0637\u0644\u0628\u0627\u062a \u0627\u0644\u0642\u0628\u0648\u0644<\/h4>\n<\/div><\/div>  <a target=\"_blank\" href=\"https:\/\/www.ku.edu.bh\/ar\/postgraduate-admission-details\/\" class=\"box-link\"><\/a><\/div> <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-1\/5 wpb_column column_container vc_column_container col child_column centered-text has-animation no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"fade-in-from-left\" data-delay=\"200\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"nectar-fancy-box\" data-style=\"color_box_hover\" data-animation=\"\" data-hover-o=\"default\" data-border-radius=\"default\" data-border=\"\" data-box-color-opacity=\"1\" data-delay=\"\" data-alignment=\"center\" data-color=\"extra-color-3\" ><div class=\"box-inner-wrap\"><div class=\"box-bg\" role=\"presentation\" ><\/div> <div class=\"inner\" style=\"min-height: 200px\"><div class=\"inner-wrap\"><span class=\"im-icon-wrap\" data-color=\"extra-color-3\"><span><svg role=\"presentation\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"50\" height=\"50\" viewbox=\"0 0 32 32\">\n        <path d=\"M27.333 32h-19.333c-2.205 0-4-1.795-4-4v-24c0-2.252 2.508-4 4.667-4h18c0.367 0 0.667 0.299 0.667 0.667s-0.3 0.667-0.667 0.667h-18c-1.5 0-3.333 1.231-3.333 2.667v1.333c0 1.436 1.833 2.667 3.333 2.667h18.667c0.367 0 0.667 0.299 0.667 0.667v22.667c0 0.367-0.3 0.667-0.667 0.667zM5.333 8.017v19.983c0 1.472 1.196 2.667 2.667 2.667h18.667v-21.333h-18c-1.157 0-2.416-0.503-3.333-1.316zM25.333 5.333h-17.333c-0.368 0-0.667-0.299-0.667-0.667s0.299-0.667 0.667-0.667h17.333c0.367 0 0.667 0.299 0.667 0.667s-0.3 0.667-0.667 0.667z\"><\/path>\n        <\/svg><\/span><\/span>\n<h4 style=\"text-align: center\">Fintech Study Plan<\/h4>\n<\/div><\/div>  <a  href=\"https:\/\/www.ku.edu.bh\/wp-content\/uploads\/2026\/08\/FinTech.pdf\" class=\"box-link\"><\/a><\/div> <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-1\/5 wpb_column column_container vc_column_container col child_column centered-text has-animation no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"fade-in-from-left\" data-delay=\"300\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div class=\"nectar-fancy-box\" data-style=\"color_box_hover\" data-animation=\"\" data-hover-o=\"default\" data-border-radius=\"default\" data-border=\"\" data-box-color-opacity=\"1\" data-delay=\"\" data-alignment=\"center\" data-color=\"extra-color-3\" ><div class=\"box-inner-wrap\"><div class=\"box-bg\" role=\"presentation\" ><\/div> <div class=\"inner\" style=\"min-height: 200px\"><div class=\"inner-wrap\"><span class=\"im-icon-wrap\" data-color=\"extra-color-3\"><span><svg role=\"presentation\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"50\" height=\"50\" viewbox=\"0 0 37 32\">\n        <path d=\"M7.411 27.688c-2.289 0-4.521-0.14-6.827-0.432-0.335-0.043-0.584-0.327-0.584-0.663v-16.003c0-0.191 0.083-0.373 0.225-0.5s0.332-0.187 0.524-0.161c2.251 0.284 4.433 0.421 6.668 0.421 3.048 0 5.831-0.26 8.521-0.511 2.721-0.256 5.535-0.519 8.647-0.519 2.292 0 4.524 0.141 6.828 0.431 0.337 0.041 0.587 0.325 0.587 0.661v16c0 0.193-0.084 0.373-0.227 0.5-0.143 0.128-0.333 0.188-0.524 0.161-2.252-0.285-4.435-0.42-6.669-0.42-3.049 0-5.833 0.259-8.524 0.513-2.72 0.253-5.533 0.52-8.645 0.52zM1.333 26.003c2.044 0.237 4.037 0.352 6.076 0.352 3.049 0 5.833-0.26 8.524-0.513 2.723-0.255 5.535-0.519 8.647-0.519 2.043 0 4.040 0.112 6.084 0.341v-14.659c-2.044-0.236-4.037-0.351-6.080-0.351-3.049 0-5.833 0.26-8.524 0.513-2.721 0.253-5.533 0.517-8.644 0.517-2.039 0-4.036-0.112-6.083-0.343v14.66zM34 24.717c-0.367 0-0.667-0.299-0.667-0.667v-15.411c-5.776-0.664-10.26-0.244-14.6 0.163-4.561 0.427-9.277 0.867-15.483 0.085-0.364-0.047-0.623-0.38-0.579-0.745 0.045-0.364 0.375-0.624 0.745-0.579 6.065 0.765 10.704 0.329 15.193-0.089 4.556-0.427 9.268-0.867 15.475-0.087 0.333 0.043 0.584 0.325 0.584 0.661v16.001c-0.003 0.368-0.303 0.667-0.669 0.667zM36.667 22.073c-0.367 0-0.667-0.299-0.667-0.667v-15.411c-5.776-0.664-10.26-0.244-14.601 0.161-4.559 0.427-9.276 0.868-15.481 0.085-0.365-0.045-0.625-0.38-0.58-0.745 0.047-0.364 0.373-0.623 0.745-0.579 6.064 0.764 10.703 0.331 15.191-0.089 4.56-0.428 9.271-0.868 15.476-0.088 0.335 0.041 0.584 0.325 0.584 0.661v16c0 0.372-0.3 0.671-0.667 0.671zM7.411 25.021c-1.385 0-2.736-0.055-4.129-0.167-0.367-0.028-0.64-0.352-0.611-0.719 0.029-0.364 0.347-0.639 0.719-0.609 1.359 0.109 2.675 0.161 4.023 0.161 0.368 0 0.667 0.301 0.667 0.667-0.001 0.367-0.301 0.667-0.668 0.667zM28.667 13.485c-0.019 0-0.033 0-0.055-0.001-1.349-0.109-2.664-0.163-4.027-0.163-0.367 0-0.667-0.299-0.667-0.667s0.3-0.667 0.667-0.667c1.396 0 2.748 0.055 4.133 0.165 0.367 0.031 0.64 0.352 0.612 0.719-0.025 0.348-0.32 0.613-0.664 0.613zM15.389 21.451c-1.289 0-2.191-0.799-2.191-1.937 0-0.367 0.299-0.667 0.667-0.667s0.667 0.3 0.667 0.667c0 0.527 0.537 0.604 0.857 0.604s0.857-0.081 0.857-0.604c0-0.309 0-0.359-0.911-0.805l-0.484-0.241c-0.887-0.439-1.652-0.813-1.652-2 0-1.147 0.901-1.948 2.191-1.948 1.277 0 2.169 0.801 2.169 1.948 0 0.368-0.299 0.667-0.667 0.667s-0.667-0.299-0.667-0.667c0-0.507-0.455-0.615-0.836-0.615-0.32 0-0.857 0.080-0.857 0.615 0 0.309 0 0.356 0.909 0.804l0.485 0.243c0.888 0.437 1.655 0.813 1.655 2-0.001 1.139-0.904 1.937-2.193 1.937zM15.333 14.655c-0.173 0-0.347-0.065-0.467-0.2-0.133-0.119-0.2-0.292-0.2-0.467 0-0.173 0.067-0.347 0.2-0.467 0.24-0.253 0.68-0.253 0.933 0 0.133 0.12 0.2 0.293 0.2 0.467s-0.067 0.348-0.2 0.467c-0.12 0.135-0.293 0.2-0.467 0.2zM14.667 13.988h1.333v1.333h-1.333v-1.333zM15.333 22.655c-0.173 0-0.347-0.067-0.467-0.199-0.133-0.12-0.2-0.293-0.2-0.468 0-0.173 0.067-0.348 0.2-0.468 0.24-0.252 0.693-0.252 0.933 0 0.133 0.12 0.2 0.295 0.2 0.468s-0.067 0.348-0.2 0.468c-0.12 0.132-0.293 0.199-0.467 0.199zM14.667 20.655h1.333v1.333h-1.333v-1.333z\"><\/path>\n        <\/svg><\/span><\/span>\n<h4 style=\"text-align: center\">\u0627\u0644\u0631\u0633\u0648\u0645 \u0627\u0644\u062f\u0631\u0627\u0633\u064a\u0629<\/h4>\n<\/div><\/div>  <a  href=\"https:\/\/www.ku.edu.bh\/ar\/fees\/\" class=\"box-link\"><\/a><\/div> <\/div>\n\t\t<\/div> \n\t<\/div>\n\t<\/div> \n\n\t<div  class=\"vc_col-sm-1\/5 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone flex_gap_desktop_10px\"   data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\" >\n\t\t<div class=\"vc_column-inner\" >\n\t\t<div 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